Everyone likes to cut costs or earn income for doing the stuff that they regularly do. And one of the things that people do is eat. There was a time when the best way to save on eating was to collect coupons for restaurant purchases. This continues to be a great choice, but today there are cash back rebates and discount restaurant certificates that can be combined for maximum value.
Unfortunately, coupons for restaurants can usually not be stacked with other offers. Neither can restaurant certificates. However, there are a few money back rebate solutions that can be stacked with coupons or certificates. In fact, restaurants will likely not even know you're using them.
In this article, I'm going to show you just how we can combine certificates with 2 money back incentive programs to increase your savings and give you a deep dining discount. My system consists of 3 parts. If we reside in San Diego, LA, or Orange County; you can use all three parts of the system. If not, you can use 2 parts and still get a bargain.
The first piece of the system is to use Restaurant.com to buy restaurant certificates. Restaurant.com is pretty well known, and offers deeply discounted certificates to restaurants throughout the USA. Just what we may not understand is that their certificates periodically go on sale. If you have patience, you can often discover twenty-five dollar restaurant certificates being sold for two dollars.
First, we should know that there are restrictions to the Restaurant.com certificates. Normally, you have to spend fifty dollars to use the twenty-five dollar gift certificates. Thus, it is not like you can walk in to a restaurant, hand over the certificate, and walk out without paying anything. More restrictions are spelled out on the Restaurant.com website. Purchase a Restaurant.com gift card online and use that to buy your restaurant certificates to bring your costs down even lower.
Now let's add to our system, a way to get cash back at restaurants on all of our purchases!
Discovercard is an easy method to get money back at restaurants. Simply for using the card, you get one or two percent money back. At certain times of the year, we can get five percent cash back. The places where you get 5% cash back are on rotation and you have to go to the Discovercard site to see just what they are. It will be a few categories including gas stations and grocery stores. Three months later, it will be something else. You have to sign up for the five percent discount on the site.
Discover isn't accepted everywhere, so when it isn't, you can use the Chase rewards card. It's a Visa, to use it almost anywhere that takes credit cards. The chase rewards card will give you one percent cash back on most purchases and 5% cash back in rotating categories. Just like Discovercard, we have to activate the five percent feature through the Chase website.
Let's sum up what we've just covered. Using a Restaurant.com gift card to purchase restaurant certificates gives us insane discounts and utilizing a money back credit card makes those discounts even larger. Remember that there are three parts to my system? Here's the last piece of the puzzle.
If you live in San Diego, LA, or perhaps the OC, we can sign up to a site called MOGL. Register your cash-back visa on the MOGL site, and then whenever you use that card at a MOGL affiliated restaurant, we get ten percent money back to the MOGL account. It is that easy. And if you happen to earn the most cash back at a restaurant, you win the monthly jackpot. MOGL jackpots are often around $40, but can be below that or even more than that.
Now there is not any easy way to find restaurants that participate in both Restaurant.com and MOGL, but trust me, they do exist. When you find one, we can use all 3 of the techniques I've just described to earn the largest discount possible.
There's one more great thing about MOGL that I should tell you. MOGL will give us ten dollars to begin with just for signing up! In order to get this discount, you'll need to get a MOGL referral code from a MOGL member. Whomever refers you also gets $10, and so it's a no-lose condition.
I hope you have found this article informative and useful. This is not a free lunch, but I think you'll agree that it is a great deal as well as a clever method to eat out and save at restaurants.
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